Life Insurance

Life Insurance can get very complicated.  There are many options and they should be tailored to your specific needs.  We truly excel in this area. We can help with a Term Policy, Whole Life, Universal Life, Guaranteed Univeral Life, or an Indexed Universal Life policy. We also have hybrid life insurance policies which are growing in demand, which combine life and long term care benefits into one policy.  We can also add Long Term Care insurance or Critical Illness protection within your plan which is often cost effective and wiser than purchasing a separate policy in some cases.  

Additionally, self employed individuals and business owners can rely on our expertise for overfunding strategies, Split Dollar Plans, Buy-Sell agreements, as well as tax aware retirement savings strategies.  With nearly endless possibilities, count on us to help you make the right choice!